Global Study
Overseas Student Travel Insurance

Global Study<br/><sub>Overseas Student Travel Insurance</sub>

Product Description

Designed for students going on to higher institutions abroad. Covers accidents, illness, study interruptions, and even holiday travels, with 1-month to 12-month cover options.

Key features

  • Personal Accident Cover
    Global Study offers up to $150,000 for accidental death or disablement*.
  • Medical Expenses
    We will cover your hospitalisation fees up to $50,000 following an illness or accidental injury* so you can focus on recovering quickly.
  • Sponsor Protection Cover
    Free yourself from financial worries with Global Study. We will pay for your tuition fees if your sponsor passes away or suffers from permanent total disability from an accident.

Plan highlights

Study Interruptions Cover
The plan pays for your pre-paid course fees should your studies be interrupted by illness or injury. 

Adventurous Activities Cover
When you go on a vacation from your studies, our Global Study plan covers you for accidents arising from adventurous activities such as bungee jumping and sky diving. 

*Cover and limits based on Premier Plan.

simple to buy
Simple to Buy

Getting overseas study insurance has never been easier! Buy online and receive your e-policy instantly.

24/7 Helpline
24/7 Helpline

Our emergency hotline ensures there is always someone to connect you to medical care and evacuation, no matter which time zone you are in.

Claims Made Easy
Claims Made Easy

Save time by submitting your overseas study insurance claim online! We keep our process as simple as possible to bring your claim to a fair settlement.


Plan details

Coverage Classic Plan Premier Plan


Personal Accident

Accidental death and permanent total disability $100,000 $150,000


Medical Expenses (Accident)



Inpatient expenses/outpatient expenses



Traditional Chinese Medicine Max $200 Max $200


Medical Expenses (Illness)



Inpatient expenses

Not Covered


Overseas Assist Benefits Cover
Coverage Classic Plan Premier Plan


Emergency Medical Evacuation

24-hour worldwide emergency medical evacuation $1,000,000^ $1,000,000^


Medical And Travel Assistance Services

Available Available


Hospital Visit By A Relative

$5,000^ $10,000^


Compassionate Visit By A Relative

Immediate family member to travel to assist with arrangements upon death of an insured person outside of Singapore $5,000^ $10,000^


Sending Home Your Mortal Remains

Cost of transportation of mortal remains to Singapore $1,000,000^ $1,000,000^


Study Interruptions

Pays the unused and non-refundable pre-paid course fees due to accidental injury or illness of the insured person $10,000 $15,000


Sponsor Protection (Parent)

Pays the unpaid tuition fees should your parent or step-parent passes away or suffers permanent total disability due to accident $10,000 $15,000
Travel Inconvenience Cover
Coverage Classic Plan Premier Plan


Loss of Baggage on Common Air Carrier


Limit $500 per article, pair or set of items

$1,000 $2,000


Loss of Travel Document

Cost of replacing loss of travel documents $500 $500


Delayed Baggage



A lump sum payment for every 6 hours of baggage delay $500 $1,000
While overseas $50 per six hours $100 per six hours
While in Singapore Max $50 for six hours delay Max $100 for six hours delay


Delayed Departure



Public transport delay for every 6 hours due to riot, strike, industrial action, poor weather conditions or natural disasters $500 $1,000
While overseas $50 per six hours $100 per six hours
While in Singapore  Max $50 for six hours delay Max $100 for six hours delay
Personal Liability Cover
Coverage Classic Plan Premier Plan


Personal Liability

Legal liability for overseas accidents resulting in bodily injuries or damage to property of third parties $300,000 $500,000
Lifestyle Cover
Coverage Classic Plan Premier Plan


Loss of Personal Belongings at Overseas Residence


Limit: $200 per article, pair or set of items and $1,000 for one laptop computer

$2,000 $3,000


Alternative Accommodation


Pays for the cost of alternative accommodation in the event of loss of overseas residence due to fire or natural disaster

$2,000 $3,000


Adventurous Activities Cover


Bungee jumping, sky diving, paragliding, hot-air ballooning, jet skiing, white-water rafting, diving, ice skating, tobagganing, sledging and other activities listed in the policy

Not Covered Covered
Additional Benefits
Coverage Classic Plan Premier Plan


Terrorism Cover

Acts of terrorism (excluding biological, chemical and nuclear devices) outside Singapore $100,000 $150,000
Important Notes:

*Sections 2 & 3 share a total limit of $50,000 for Premier Plan.

^Sections 4, 6 to 8 share a total limit of $1,000,000 for Premier and Classic Plans respectively.

  Please refer to the policy for full details.

Premiums (with 7% GST included) Classic Premier
1 month cover $64.20 $149.80
3 months cover $128.40 $299.60
6 months cover $224.70 $524.30
12 months cover $321.00 $749.00
No. Questions & Answers

Who is eligible to apply for Global Study?

You are eligible to apply if you are residing in Singapore and you are:

  • aged between 18 years and below 60 years old; (for Child aged between 12 and below 18 years old, the parent must be the applicant)
  • registered with an overseas Educational Institution as a part-time or full-time student, or participating in a student exchange programme, industrial attachment or internship overseas as arranged by your Educational Institution, and
  • not being employed as a Manual Worker (work involving physical labour or manual operations) during the Period of Insurance.

Can I purchase the Policy for my Child who is above 18 years old?

If the Child is above 18 years old, he/she must apply for the insurance under his/her own name. The parent can pay for the premium.


Can I extend the Period of Insurance if the duration of my overseas study is extended?

Yes, please contact us for assistance. To ensure continuity of your coverage while overseas, it is recommended that any request for extension be made at least 2 weeks prior to the policy expiry date. Extensions are permitted at a block of 1 month each for policy terms of 1 month, 3 months and 6 months.


Are leisure activities such as skiing, snorkelling and bungee jumping covered?

Yes, such leisure adventurous activities are covered under the Premier Plan only. Please refer to the policy for details. 


Am I covered if I travel outside of my country of study for leisure?

Yes. The insurance covers multiple trips undertaken by the insured person outside the country of study (except in Singapore) and within the period of insurance.


Am I covered if I travel back to Singapore for term breaks and return to the country of study?

Yes. All homebound trips are covered and will end three hours after your return to Singapore so long as the trips are within the period of insurance. Cover will be reactivated when you leave Singapore for your country of study. 


Can I cancel the Policy?

You may cancel the Policy at any time by giving seven (7) days' written notice of cancellation to us and provided no claim is made under the Policy.

  • For a 12-month cover policy: You will be entitled to a refund of premium based on our short period rate for the period the Policy has been in-force, subject to a minimum retained premium of $50. No refund will be given if the policy is in-force for more than 6 months.
  • For policies of less than 12 months of cover: You will be entitled to a refund of premium subject to a minimum retained premium of $50. There will be no refund of premium if the Period of Insurance has already commenced.

How do I make a claim?

If you are overseas and require any emergency assistance, you can call our 24-hour MSIG Assist at +65 6323 8288. If you wish to file a claim on your insurance, you have to do so within 30 days of any event giving rise or likely to give rise to a claim. You can download the claim form or submit your claims here.


Is the policy renewable?

Only the 12-month policy is renewable. We will send you the renewal invitation to the Policy mailing address about 6 weeks before the Policy expiry date.

Important Notice & Disclaimers

This page is for general information only. Full details of the terms, conditions and exclusions of this insurance are provided in the policy and will be sent to you upon acceptance of your application by MSIG Insurance (Singapore) Pte Ltd.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us here or visit GIA or SDIC.

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