Business Plus

Business Plus

Product Description

A comprehensive and flexible package for SMEs. Suitable for Office, Service, Retail and Food & Beverage businesses.

Key features

  • Business Plus features 8 essential covers, with the option for you to add more benefits.

Basic Plan

Fire & Extraneous Perils (contents)
Safeguard the contents of your business from a range of incidents including fire, lightning and explosions.

Theft & Hold-up (first loss basis)
We protect you from the losses a burglary can cause to your business.

Business Interruption
Fire or flooding can force your business to come to a standstill. We take care of the costs and expenses you incur until you get back on your feet.

Work Injury Compensation
Protect your workers and fulfil the requirements of the Work Injury Compensation Act.

Public Liability
Injury claims or property damage that spring from your operations can deal a financial blow. We protect you from such claims.

Money (transit/premises)
When money gets lost at your shop or while in transit, we make it up to you.

Plate Glass
Protect your glass displays from accidents.

Personal Accident
We support your employees when accidents happen, no matter where they may be.


All Risks (office equipment)
Safeguard your office machines and equipment from damage or theft.

Fidelity Guarantee
We protect you from fraud or dishonest acts of employees by insuring your monetary loss or loss of goods.

Deterioration of Stock
We insure food & beverage businesses against damage to frozen goods due to power failure or breakdown of freezers.

Fire & Extraneous Perils (building)
We protect your building against fire, lightning, explosions and other named perils.


Plan details

Important Notice & Disclaimers

This page is for general information only. Full details of the terms, conditions and exclusions of this insurance are provided in the policy and will be sent to you upon acceptance of your application by MSIG Insurance (Singapore) Pte. Ltd. 

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage of your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us here or visit GIA or SDIC.

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